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Insurance incoming and outgoing students

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University Insurance Policy incoming students

University Insurance Policy incoming students Incoming exchange students without insurance coverage by their home institution will be covered by the Howest insurance policy for third-party liability and physical accidents during the school related activities and on their way to and back from the campus or work placement. 

Not during private time of the exchange period.  That coverage does not replace a normal health and travel assistance insurance, which each incoming student needs to take.  The Howest insurance will only come into action after exhausting the student’s Home School Insurance coverage.

Health, medical and assistance Insurance

All incoming students need to arrange themselves sufficient health, medical and travel assistance insurance, including repatriation of corps.  Students who wish to take a medical insurance upon arrival in Belgium, can find more information in our (online) Practical Information Package for incoming students.

University Insurance Policy outgoing students

For a study period abroad

All Howest students who realize a study period abroad are covered worldwide by the Howest school insurance, policy number ETHIAS - 45.262.212   The insurance covers physical injuries and third part liability during all study related activities and on the way back and to the host institution or study related activities.

In case of an accident the student and/or the tutor at the host institution are required to report this immediately to the HOWEST coordinator of the study abroad period.
Outgoing students need to arrange themselves sufficient health, medical an travel assistance insurance, including repatriation of corps.  For destinations outside Europe it is compulsory for the student to take out a travel assistance insurance.

For a placement/internship period abroad

All Howest students who do an unpaid placement in any enterprise or organisation worldwide are insured by ETHIAS, policy number ETHIAS - 45.262.212.  The insurance covers physical injuries and third part liability during all work placement activities and on the way back and to the work placement (activities).

In case of an accident the student and/or the placement tutor are required to report this immediately to the Howest placement supervisor.

In case the payment made by the placement organisation is higher than a strict reimbursement of expenses, the Howest insurance will consider it a salary and will no longer cover the student during the placement.
Outgoing students need to arrange themselves sufficient health, medical an travel assistance insurance, including repatriation of corps.  For destinations outside Europe it is compulsory for the student to take out a travel assistance insurance.

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